Although many consider it a touchy subject, having frank discussions about your funeral can benefit you and your family in many ways. Unfortunately, you can’t predict when you’re going to pass away, but you can prepare for it with a local prepaid funeral plan that covers your funeral expenses. According to the Funeral Guide, when asking participants in a recent poll “Do you have a pre-paid funeral plan?”, the biggest majority of 30% who answered yes attributed to widowed individuals. However, no matter what your marital status is, planning ahead can be a smart financial decision and helpful to your family.
There’s no denying that funeral prices can be very expensive, but organising a funeral plan can help beat rising costs. So, what are the benefits? You may have heard of funeral plans, but don’t know the advantages. In this blog, we explain why many people choose prepaid funeral plans and how they can help in the future. Read on for all you need to know.
What is a prepaid funeral?
Funeral plans are a way of beating rising funeral prices by locking in the costs and planning the details ahead of time. If you have funeral preferences, opting for this kind of funeral means you can finalise the specific details you have in mind whether that’s a particular type of transportation or casket. There are options to suit all budgets and requirements and once you’ve selected your requirements with the funeral directors, you can begin paying it off in monthly instalments.
At Callum Robertson Funeral Directors, we offer flexible prepaid funeral plans in Kirkcaldy. Planning a funeral can put a big strain on your family, but you can give your loved ones one last gift by taking care of your funeral arrangements. Our team will talk you through your options whether you need help planning a burial or cremation. Get in touch with us today for more information.
What are the benefits of prepaid funeral plans?
Funerals can be a difficult time for everyone involved, even if your passing was expected. For your family, planning a funeral and grieving is hard but this is where a prepaid funeral plan can come help. Knowing that the most important details of your send off have already been arranged can relieve stress both financially and emotionally. Nobody likes thinking about death, but there are certainly ways that you can support your family when the time comes.
Here are some of the top advantages of funeral plans:
More control over your funeral
If you don’t have a will and have a specific idea of how you’d like your funeral to go, choosing a prepaid funeral plan could be your best option. Why not have an active role in your own funeral? This way you can see the options available and select the right details for you. Your family will be appreciative of this as it will reduce their worries once you pass.
Although family deaths are a sad period, they can also cause a lot of tension and disagreements especially if everyone has different ideas of how the funeral should be. You can eliminate this by having a funeral plan already in place so all you family have to worry about is the finishing touches.
Funeral plans are available in small affordable instalments so you don’t need to worry about paying your funeral off in full. The earlier you start the more affordable your plan may be which makes it very easy to plan for financially. The funeral expenses in prepaid arrangements can start from a little as just a few pounds a week making them very affordable.
Payment plans will differ between providers and funeral directors, but there are packages to suit all budgets. How much you pay each month will depend on the type of plan you choose – there are usually budget, standard and premium options. Payments are usually settled across 12 months but if you have the funds they can be settled in full.
Ease financial pressure
Rising costs mean that funeral prices average at a few thousand pounds which isn’t necessarily affordable for everyone. If you are in a position to help out with your own funeral costs, this can make a big difference to your family. Easing financial pressure can significantly reduce stress, as some family members may end up in financial trouble if they cannot take out loans to cover the costs.
Furthermore, for loved ones that cannot afford to contribute, this can be a source of embarrassment and cause unnecessary worry. However, paying for your funeral beforehand will reduce these problems so your family and friends can focus on grieving and putting you to rest.
Reduced planning stress
Planning and funding a funeral can be very stressful especially if you pass away unexpectedly. A lot of the stress can be a result of cost, but also making all of the decisions about the funeral. There’s a lot to think about including caskets, transportation, flowers and more. But, if the main arrangements are already taken care of this can significantly reduce the stress your family feels.
Additionally, if no one if your family has any idea about what kind of funeral you want, this can cause arguments within the family if everyone has conflicting ideas. Funerals should be a time of remembrance and saying goodbye and having a prepaid funeral can reduce stress so you can have the best send off possible.
No health checks
Funeral plans are not part of any insurance arrangements so there is no need for health checks. Lengthy forms and checks can take a while to get through, but funeral plans are processed via a funeral director and are generally pretty simple to arrange. You may be asked a few questions by the funeral team, but it’s a daily invasive process and you can get on with planning your funeral.
Peace of mind
As well as benefiting your loved ones, funeral plans can also give you peace of mind. As you get older the thought of passing away and having your family planning your funeral can be hard. However, when you’ve already taken care of this you can find comfort in the thought that your affairs are already in order.
Callum Robertson Funeral Directors: Prepaid Funeral Plans in Kirkcaldy
Want to support your family once you pass on? Funeral prices can be extortionate even for basic funerals, but choosing a prepaid plan can be a more cost-effective option. At Callum Robertson Funeral Directors, we offer a range of flexible plans including transportation, caskets, urns and other arrangements. We understand that death is a difficult subject, but funeral plans can relieve the burden and provide support to your family.
Our team can arrange a home visit in Kirkcaldy and Dunfermline to discuss your options. We’ll do all that we can to meet your requirements, including eco-friendly burials, cremation fireworks and special keepsakes for your loved ones. We’ve gained an excellent reputation in the local area so you can rest assured that we have your best interest in mind. Get in touch with us today and find out more about our services.